We know that filing for bankruptcy can seem like a complicated process when you’re overwhelmed with debt—especially if you’re dealing with a wage garnishment, a pending lawsuit, or a home foreclosure. But it doesn’t have to be that way. If you’re a hardworking individual who has suffered an unexpected setback, an attorney can get you back on track. At Chapter7.com, lawyers from our network evaluate cases and determine whether filing for Chapter 7 bankruptcy, Chapter 13 bankruptcy, or another debt management strategy will be best.

We know bankruptcy can be complicated, and attorneys from our network are here to help. After evaluating your needs, an experienced lawyer can explain what bankruptcy can (and can’t) do for you. A consultation with a lawyer gives you a chance to learn how bankruptcy can help.

Attorneys from the Chapter7.com network can help. We have the most extensive database of licensed bankruptcy attorneys in the country. Let us find the right lawyer for you.

Types of Bankruptcy

Most individuals who file for bankruptcy choose either a Chapter 7 or Chapter 13 case. In Chapter 7 “l(fā)iquidation” bankruptcy, property gets sold to repay creditors in exchange for debt relief (although many people keep most, if not all, of their assets). In Chapter 13 “consolidation” bankruptcy, you get to keep all of your property, but you pay into a three- to five-year repayment plan. Attorneys from our network can explain which type of bankruptcy will best protect your assets while wiping out the largest amount of debt, so you’ll know you’re choosing the right path for you.

One of the benefits of hiring a bankruptcy attorney is that you won’t have to answer annoying creditor calls—your lawyer will take them instead. And, once you file your case with the court, the calls will stop altogether. The “automatic stay” order prevents creditors from attempting to collect from you during the bankruptcy process.

To get a free evaluation of your case, fill out our short questionnaire. There’s no cost or obligation to you. Start your FREE Bankruptcy Evaluation